Diamond ring insurance

Is your diamond ring insured – do you even have an accurate and updated jewellery valuation certificate – or a diamond certificate. Many people buy a diamond engagement ring and do not ask for their diamond certificate – you should also have got a jewellery valuation for your diamond ring? As soon as you have both of these jewellery documents you can get the best insurance rates on your diamond ring – the valuation should have a detailed description and the weight of the gold or platinum. It should list all of the diamonds that are mounted in your ring, with the diamond certificate number and all the details of the diamond – like carat weight, colour and clarity.

A diamond certificate should be issued with the diamond when you buy it. The goldsmith or jeweller will use this to do a valuation on your diamond ring. A jeweller should always offer these documents to you when you buy a diamond engagement ring or any precious jewellery – it can be quite expensive to have the jewellery valuation and certificates done after the fact by another jeweller – if you have it done buy the jeweller who made the ring or sold you the diamond it is usually free or very inexpensive.

Diamond engagement ring insurance – jewellery valuations and diamond certificates and diamond valuations. Quality jewellery insurance at a great price – Don’t take the chance! Insurance broker will also value your titanium rings – and have them remade for you if you have lost your ring.

Many people  ask insurance brokers “insure my ring”, but they have no diamond ring valuations. Ring insurance or diamond insurance and jewellery valuations can be done by most jewellers – expect to pay. Diamond ring valuations usually cost about 4% of the valued amount – and this can add up – and land you with a hefty insurance premium. Ask a qualified broker to find insurance for jewellery. A good broker will find a goldsmith or jeweller to do diamond evaluations.